Savings Accounts
Money Market Savings Account
A great way to put money away for special occasions - college education, vacation, retirement, or unexpected emergencies.
- Open an account with a $250 deposit
- No service charges
- Free ATM card (subject to qualification)
Retirement Accounts
Save for your retirement with one of our IRA accounts - the higher yielding certificate of deposit or the flexible savings account.
- Savings account with no fee for contributions or distributions
- Certificates of deposit, with terms ranging from 11 months to 60 months.
- No early withdrawal penalty imposed after reaching age 59 1/2
- A penalty may be imposed for early withdrawal from a certificate of deposit
| Savings Accounts | ||||
|---|---|---|---|---|
| Account Type | Interest Rate | Annual Percentage Yield (A.P.Y.) | Minimum Deposit to Open Account | Minimum Balance to Obtain A.P.Y. |
| Money Market Savings | 0.80% | 0.80% | $250.00* | $.01 |
| Money Market Savings | 1.54% | 1.55% | $250.00* | $90,000.00 |
| Christmas Club Savings | 0.80% | 0.80% | $10.00 | $.01 |
| I.R.A. Account | 1.84% | 1.85% | $10.00 | $.01 |
*A minimum deposit to open a Money Market Savings account for individuals age 18 years or younger is $10.00.
Rates may change after the account is opened. Fees may reduce earnings.
Health Savings Account
A health savings account is a tax exempt account established to be used for the exclusive purpose of paying the medical expenses of you, your spouse and your dependents.
- $100 minimum deposit to open account
- No monthly service charges
- Free first order of personalized checks
- Earn interest on every penny
- Free unlimited check writing
| Health Savings Account | ||||
|---|---|---|---|---|
| Account Type | Interest Rate | Annual Percentage Yield (A.P.Y.) | Minimum Deposit to Open Account | Minimum Balance to Obtain A.P.Y. |
| Checking | 0.20% | 0.20% | $100.00 | $.01 |
| Checking | 0.25% | 0.25% | $100.00 | $1,000.00 |
| Checking | 0.45% | 0.45% | $100.00 | $2,500.00 |
Rates may change after the account is opened. Fees may reduce earnings.
The rates listed above are effective as of and may change without notice.
