Savings Accounts

Money Market Savings Account

A great way to put money away for special occasions - college education, vacation, retirement, or unexpected emergencies.

  • Open an account with a $250 deposit
  • No service charges
  • Free ATM card (subject to qualification)

Retirement Accounts

Save for your retirement with one of our IRA accounts - the higher yielding certificate of deposit or the flexible savings account.

  • Savings account with no fee for contributions or distributions
  • Certificates of deposit, with terms ranging from 11 months to 60 months.
  • No early withdrawal penalty imposed after reaching age 59 1/2
  • A penalty may be imposed for early withdrawal from a certificate of deposit
Savings Accounts
Account Type Interest Rate Annual Percentage Yield (A.P.Y.)
Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Money Market Savings 0.30% 0.30% $250.00 $.01
Money Market Savings 0.50% 0.50% $250.00 $90,000.00
Christmas Club Savings 0.30% 0.30% $10.00 $.01
I.R.A. Account 1.10% 1.10% $10.00 $.01

Rates may change after the account is opened. Fees may reduce earnings.


Health Savings Account

A health savings account is a tax exempt account established to be used for the exclusive purpose of paying the medical expenses of you, your spouse and your dependents.

  • $100 minimum deposit to open account
  • No monthly service charges
  • Free first order of personalized checks
  • Earn interest on every penny
  • Free unlimited check writing
Health Savings Account
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.10% 0.10% $100.00 $.01
Checking 0.15% 0.15% $100.00 $1,000.00
Checking 0.25% 0.25% $100.00 $2,500.00

Rates may change after the account is opened. Fees may reduce earnings.

The rates listed above are effective as of and may change without notice.