Debit EMV Chip Cards & Fraud Monitoring

Your financial security is of the highest priority at Madison County Bank. We continuously evolve our technology to improve the products and services we provide for you. With a new EMV enabled debit chip card combined with our around-the-clock Fraud Monitoring Service, you can sleep easier at night knowing that you have the best level of card fraud prevention technology working for you. The best part... These technologies are provided at no cost to you!

Fraud Monitoring Service

We have engaged a professional fraud monitoring service for our debit card transactions. This service is provided to us by our processor who also provides many services that we use to help keep your accounts and information safe.

Click here for important information about our Fraud Monitoring Service!

Debit EMV Chip Card

EMV chip cards have the same security features found in previous generation cards but also contain an additional layer of protection which prevent skimming and illegal card duplication. The technology used in the chip is not replicatable and uses an extremely high level of digital encryption to ensure all communications to and from your card are protected against would be cyber criminals.

EMV chip cards are different in both function and looks.  The first obvious sign of an EMV chip card is the visible chip on the face of the card itself.  It is usually gold or silver in color and has a pattern that separates the individual communication connections.  EMV cards function differently when used at EMV capable terminals. Click on a button below to view instructions on using a Chip Card at an ATM or Merchant terminal: