Checking Accounts

Free Advantage Checking

If you're looking for an account that will help you make every penny count, you'll appreciate the features of our Free Advantage Checking Account.

  • No minimum balance requirement
  • No service charges
  • Free first order of personalized checks (See Check Styles here)
  • Free unlimited check writing
  • Free ATM or VISA Debit Card (subject to qualification)

Advantage NOW Checking

When you want an interest-bearing account with a low minimum balance requirement, check out our Advantage NOW Checking Account.

  • Maintain a $100 minimum balance and there is no service charge
  • Free first order of personalized checks (See Check Styles here)
  • Interest on checking when you maintain a balance of $1,000
  • Free unlimited check writing
  • Free ATM or VISA Debit Card (subject to qualification)
Advantage NOW Checking Account Rates
Account Type Interest Rate Annual Percentage Yield (A.P.Y.)
Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.10% 0.10% $100.00 $1,000.00
Checking 0.70% 0.70% $100.00 $25,000.00
Checking 1.24% 1.25% $100.00 $100,000.00

Rates may change after the account is opened. Fees may reduce earnings.

Advantage Plus Checking

If you're looking for a club account with a lot of privileges without a lot of extra fees, the Advantage Plus Checking Account is for you. Extraordinary benefits for one low monthly membership fee.

  • No minimum balance requirement
  • No monthly service charge
  • Free personalized club checks (See Check Styles here)
  • Earn interest on every penny
  • Low $3.00 monthly membership fee
  • No fee for cashier's checks or money orders
  • Free unlimited check writing
  • Free ATM or VISA Debit Card (subject to qualification)
Advantage Plus Checking Account Rates
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.10% 0.10% $100.00 $.01
Checking 0.15% 0.15% $100.00 $1,000.00
Checking 0.70% 0.70% $100.00 $25,000.00
Checking 1.24% 1.25% $100.00 $100,000.00

Rates may change after the account is opened. Fees may reduce earnings.

Advantage Gold Checking

If you are 50 or better, you deserve the benefits and pleasures of our Advantage Gold Checking Account, all at no cost to you.

  • No minimum balance requirement
  • No monthly service charge or membership fee
  • Free personalized checks (See Check Styles here)
  • Earn interest on every penny
  • No fee for cashier's checks or money orders
  • Free unlimited check writing
  • Free ATM or VISA Debit Card (subject to qualification)
Advantage Gold Checking Account Rates
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.10% 0.10% $100.00 $.01
Checking 0.15% 0.15% $100.00 $1,000.00
Checking 0.70% 0.70% $100.00 $25,000.00
Checking 1.24% 1.25% $100.00 $100,000.00

Rates may change after the account is opened. Fees may reduce earnings.

Health Savings Account

A health savings account is a tax exempt account established to be used for the exclusive purpose of paying the medical expenses of you, your spouse and your dependents.

  • $100 minimum deposit to open account
  • No monthly service charges
  • Free first order of personalized checks
  • Earn interest on every penny
  • Free unlimited check writing
Health Savings Account
Account Type Interest Rate Annual Percentage Yield (A.P.Y.) Minimum Deposit to Open Account Minimum Balance to Obtain A.P.Y.
Checking 0.10% 0.10% $100.00 $.01
Checking 0.15% 0.15% $100.00 $1,000.00
Checking 0.25% 0.25% $100.00 $2,500.00

Rates may change after the account is opened. Fees may reduce earnings.

The rates listed above are effective as of and may change without notice.